August 12th, 2010 | 
Author: It is necessary to get a free credit report if you want to judge your credit score. You can also pay off debt in a better way by watching out the free credit report. The three major credit bureaus are Equifax, Transunion, and Experian. You can get a credit card debt report for free from them just by requesting. You may repeat this every 12 months.
You should have your account information and the loan statements ready with you all the time since the companies may ask you for them for the sake of verification. Go to www.annualcreditreport.com and fill in the form. Enter all the personal information properly.
While applying for the credit report the 3 companies stated above may provide you with credit monitoring service. Accept the service as it helps you get out of credit card debt in case you want.
A sign up process is not necessary for this purpose. So it is hassle free. You are advised to take print out of the free report that you ordered because it will not be mailed to you as it has been requested online.
Most of the providers do not support mailing system. So it is good keep a printer with you. Alternatively you may download the report as PDF and save on your PC.
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